Our Legal Position and How These Terms Apply
When you open an account with surgavip88, you enter into a direct agreement with us covering your account access, payment activity, and use of the lobby. These terms are written for users in Indonesia and reflect how your wallet-based transactions — via DANA, OVO, and GoPay
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— are handled at the point of deposit and withdrawal. We do not collect payment credentials; your wallet PIN and authentication remain entirely within your chosen wallet app. Your account data is stored only for as long as it is needed to operate your account and
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meet applicable record-keeping obligations. We may update these terms when our services or regional conditions change, and we will notify you through your registered account contact before material changes take effect. Continued use of your account after notification means you accept the revised terms. If you
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are accessing from outside an eligible region, these terms still apply to any account activity you initiate. Local laws govern whether access is permitted where you are — we recommend checking your local regulations before opening or continuing to use your account. For payments, DANA, OVO,
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and GoPay transfers are subject to each wallet provider's own terms in addition to ours.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.